Skip to contentLess guesswork.
You don’t need to know every detail today. Start with your home, then take a closer look at the terms.Protection, with a clear
A home warranty isn’t a cover-everything policy. Here’s the distinction worth understanding.Before you take
Home protection should be easier to understand. Start with these common questions, then confirm the specifics in your offer.
2026 HOMEOWNER NOTICE Unexpected repairs can put pressure on your budget. Know your protection options.
October 2026 · Homeowner advisoryYour home works hard.
Your home works hard.
Give your budget
a backup plan.
The AC. The refrigerator. The plumbing. When everyday essentials break down, a home warranty could help with covered repairs. Here’s what to know about American Home Shield.
Explore My Coverage OptionsView the offer. Review pricing and terms before you enroll.
Your everyday essentials A little more peace of mind
Big responsibilities. A more prepared homeowner.Illustrative coverage categories. Plan terms and limits apply.
Advertising disclosure: This is an affiliate advertorial, not an independent news report or a government notice. We may earn compensation when you use offer links. Read disclosure.
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Essential coverage categories
HVAC, plumbing, electrical, and kitchen appliances to consider.3
Steps to explore your options
Check your location, compare coverage, and review the details.1
Goal: a more prepared budget
Understand what’s covered before an unexpected breakdown.The homeowner perspective
Your house doesn’t schedule its breakdowns.
A cooling system that stops on a hot afternoon. A refrigerator that suddenly won’t stay cold. A plumbing problem that interrupts your morning. Homeownership has a way of turning ordinary days into repair days.A home warranty is a service contract designed to help with eligible breakdowns of covered home systems and appliances. Depending on the contract, it may help pay for a repair or replacement when a covered item fails from normal wear and tear.American Home Shield is one provider to consider. The important part isn’t simply having a plan. It’s choosing coverage that fits your home—and knowing the fees, limits, and exclusions before you need service.
A simple place to start
Less guesswork.
Three clear next steps.
- Step 1:
Check your location
Visit the offer and provide the location information requested to see whether plans are available for your home.Start with your address - Step 2:
Find your coverage fit
Compare available systems and appliance coverage. Look at the plan price, service fee, limits, and any optional add-ons.Compare the details - Step 3:
Make an informed choice
Read the contract, confirm when coverage begins, and decide whether the plan is right for your household and budget.Choose on your terms
A little preparation can go a long way.Explore American Home Shield options for your home.
Check Available Plans Know what you’re buying
Protection, with a clear
picture of the fine print.
What may be covered
When included in your selected plan- Heating & air conditioningEligible components of covered heating and cooling systems that break down from normal wear and tear.
- Plumbing & electrical systemsSpecified plumbing and electrical components, subject to access rules, limits, and exclusions.
- Major kitchen appliancesItems such as refrigerators, ovens, ranges, and dishwashers under plans that include appliance coverage.
- Eligible repairs or replacementsCovered work approved through the provider’s service process. Contract limits and your share of costs still apply.
What not to assume is covered
Common limitations to check in the contract- Every item, part, or type of damageUnlisted items, excluded components, and cosmetic issues may be outside the scope of coverage.
- Fire, theft & storm lossesA home warranty is not homeowners insurance. Property damage and weather-related losses require a different review.
- Unlimited benefits or zero costsPlan payments, service fees, coverage caps, and non-covered charges can apply. Savings are not guaranteed.
- Immediate coverage or emergency arrivalWaiting periods, eligibility rules, service availability, and approval requirements may apply. Response times can vary.
The contract is the source of truth. This overview is not a coverage guarantee or a complete list of exclusions. Availability, pricing, coverage, and terms vary by plan and location. Review the current agreement before purchasing.
Good questions. Clear answers.
Before you take
the next step.
Home protection should be easier to understand. Start with these common questions, then confirm the specifics in your offer.Is a home warranty the same as homeowners insurance?
No. A home warranty is a service contract for specified systems and appliances, commonly covering eligible breakdowns from normal wear and tear. Homeowners insurance addresses different risks under its own policy, such as certain property damage or liability. One does not replace the other.Will I still pay when something breaks?
You may. In addition to your plan payment, a service fee and charges for non-covered work can apply. Benefits may have limits. Check the amount of the service fee, when it is due, and what you would owe if a repair is not covered or exceeds a limit.Can I use a new plan for an existing breakdown?
Do not assume so. Coverage start dates, waiting periods, and rules for pre-existing conditions vary. Explain any known problem to the provider before purchasing and get clarification on whether that specific situation is eligible under the contract.How do I request a covered repair?
Follow the service request instructions in your agreement and confirm any authorization requirements before arranging work yourself. The provider’s process, technician availability, and the nature of the issue can affect timing. A home warranty is not a substitute for emergency services.What happens when I click a coverage button?
You’ll leave this advertorial through an affiliate link to explore the offer. The destination may ask for your location and contact details to show options or arrange a quote. Review its pricing, privacy policy, and any contact-consent language before submitting information. Clicking a link here does not enroll you in a plan. Your home. Your next move.Plan for the unexpected.
Take a closer look at American Home Shield coverage options—and decide what makes sense for the home you depend on every day.Explore My Coverage Options
Plan for the unexpected.
Start with the essentials.
Take a closer look at American Home Shield coverage options—and decide what makes sense for the home you depend on every day.Explore My Coverage Options Plan availability and terms vary. Enrollment is your choice.